India learned how to invest.
It never learned how to get the right advice.
150 million families can trade stocks, buy mutual funds, and open demat accounts.
But very few have someone asking: - Is this right for you? - Is this the right time? - What does this mean for your future?
"Execution is everywhere. Representation is rare."
Advisor gap
1 licensed fiduciary advisor per 115,000 families
Annual loss
Families lose ₹1.2 lakh crore to preventable financial mistakes
Hidden incentives
60–95% of revenues in banks, brokers & insurers come from commissions
